Canada $2,350 OAS Increase for Eligible Seniors in 2025
The Government of Canada has announced an OAS (Old Age Security) increase worth up to $2,350 annually for eligible seniors in 2025. This move comes in response to inflation pressures and is part of the federal commitment to enhancing retirement income for older Canadians.
What Is the $2,350 Increase?
The increase is calculated from a combination of:
- Quarterly indexation based on the Consumer Price Index (CPI)
- Annual top-ups and enhancements for seniors aged 75 and above
- Full-year benefit boost totaling approximately $2,350 for the highest eligible tier
Eligibility for the OAS Increase
| Category | Eligibility Criteria |
|---|---|
| Age | Must be aged 65 or older. Those aged 75+ receive a larger increase. |
| Residency | Must be a legal resident of Canada and lived in Canada for at least 10 years after age 18. |
| Income Threshold | Must fall under the income cap ($142,609 for 2025 clawback begins here). |
| Tax Filing | Must have filed 2024 taxes to determine benefit amount. |
OAS Monthly Payment Estimate (2025)
| Category | Amount (Monthly) |
|---|---|
| Seniors Aged 65–74 | $713.34 (adjusted quarterly) |
| Seniors Aged 75 and Over | $784.67 (includes 10% top-up) |
| Annual Total (75+) | Approx. $9,416/year → $2,350 more than 2020 rates |
Payment Dates in 2025
- January 29
- February 27
- March 26
- April 26
- … and continuing monthly until December
Payments are made via direct deposit or cheque through Service Canada.
How to Check or Apply
- Log in to your My Service Canada Account
- Call Service Canada: 1-800-277-9914
- Apply online if turning 65 within 11 months
💡 Tip: Seniors aged 75+ already receiving OAS will automatically benefit from the enhanced rate. No additional application is needed unless personal details or banking info have changed.
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