£650 Cost of Living Payment Coming Again? Fact Check, Eligibility, and How to Apply in 2025 ; The cost of living crisis continues to impact millions across the UK, prompting the question—is the £650 Cost of Living Payment returning this year? Let’s break down the facts, eligibility, and how to check if you’re entitled to it in 2025.
Overview £650 Cost of Living Payment 2025
| Feature | Details |
|---|---|
| Payment Amount | £650 (typically split into two instalments) |
| Issuing Body | UK Government via Department for Work and Pensions (DWP) |
| Target Group | Low-income households on means-tested benefits |
| Expected Date | Yet to be officially confirmed for 2025 |
| Last Issued | 2022–2023 financial year |
| Do You Need to Apply? | No – automatic if eligible |
| Claim Method | Through existing benefits (e.g. UC, JSA, ESA, Pension Credit) |
| Taxable? | No |
| Impact on Benefits? | Doesn’t count towards benefit cap or affect claim |
Fact Check: Is the £650 Payment Coming Again in 2025?
As of May 2025, there has not been any official confirmation from HM Treasury or DWP that a new round of the £650 Cost of Living Payment will be made. The last such payment was issued as part of the 2022–2023 support package amid the energy and inflation crisis.
However, the government has not ruled out additional support in 2025, and depending on economic conditions, a similar scheme may be introduced in the next Autumn Statement or Budget. Keep an eye on official announcements for updates.
👥 Who Was Eligible for the Last £650 Payment?
Eligibility was based on receiving one or more of the following benefits:
- Universal Credit (UC)
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Working Tax Credit / Child Tax Credit
To qualify, you had to be receiving one of the above benefits during a qualifying date range defined by DWP.
How to Apply (If It Returns in 2025)
If the £650 payment or a similar scheme returns:
- You won’t need to apply manually – if you’re receiving eligible benefits, the payment will be made automatically to your registered bank account.
- You should ensure your benefit details are up to date, especially contact info and bank details with DWP or HMRC.
- Be cautious of scams – government departments will never ask for personal banking info via email or text.
Important Notes
- Split Payments: In 2022, the £650 was paid in two instalments – the same could apply again.
- Tax-Free & Non-Repayable: This support is not taxable and doesn’t affect other benefit entitlements.
- Automatic Disbursal: As long as you’re on a qualifying benefit, you’ll receive it without any action needed.
Disclaimer
This content is for informational purposes only and does not constitute financial advice. The availability, amount, and eligibility of government support schemes such as the £650 Cost of Living Payment are subject to change. For official and up-to-date information, always refer to gov.uk or contact the DWP directly. We do not guarantee the reissuance of this payment in 2025.