$430 Canada One-Time Rent Relief 2025: Payment Dates and Income Limits Check ; With rental costs continuing to rise across major cities and smaller communities alike, the Canadian government is once again stepping in with targeted support for low- and moderate-income renters. In 2025, a $430 one-time rent relief payment is being introduced to help ease housing pressures and prevent homelessness among vulnerable households.
This guide breaks down who qualifies, how to claim, when to expect the money, and what the income thresholds are for this 2025 rent support
Overview: Canada $430 Rent Relief Payment 2025
| Feature | Details |
|---|---|
| Program Name | Canada Housing Benefit – One-Time Rent Relief 2025 |
| Payment Amount | $430 CAD (flat, one-time payment) |
| Administered By | Canada Revenue Agency (CRA) and Canada Mortgage & Housing Corp (CMHC) |
| Target Group | Low-to-moderate income renters |
| Application Required | Yes – online through CRA portal or mailed form |
| Payment Method | Direct deposit or cheque |
| Estimated Payment Window | July to September 2025 |
| Application Deadline | Expected to close by October 31, 2025 |
Who Is Eligible for the $430 Rent Relief?
To qualify for the 2025 rent relief payment, applicants must meet ALL of the following conditions:
- Residency: Must be a Canadian resident for tax purposes in 2024 and 2025.
- Rent Paid: Must have paid rent for their principal residence in Canada in 2024.
- Age: Must be at least 15 years old on December 31, 2024.
- Income Limits (2024 Tax Year):
- Individuals: Net income under $36,000
- Families/Couples: Combined net income under $58,500
- Rent-to-Income Ratio: Rent must represent at least 30% of your 2024 income.
Payment Dates and Timeline
The Canadian government plans to issue payments during a three-month window once applications open:
- Application Opens: July 1, 2025 (expected)
- First Payments Processed: Mid-to-late July 2025
- Ongoing Deposits: Through August and September 2025
- Application Deadline: October 31, 2025 (final date subject to official update)
You’ll receive your payment faster if you’re enrolled in direct deposit with the CRA.
How to Apply for the Rent Relief Payment
Applying for the $430 rent supplement is expected to follow a simple digital process, similar to past COVID-era benefits:
Option 1: CRA My Account (Online Portal)
- Log into your CRA My Account.
- Navigate to the “Benefits and Credits” section.
- Select “Rent Relief 2025 Application” (once available).
- Fill in details: rental address, amount paid, landlord info, and income confirmation.
Option 2: Paper Application
- A printable PDF version will be available via canada.ca or local Service Canada offices.
- Submit completed forms by mail with proof of rent paid (bank statements, receipts).
Things to Keep in Mind
- Proof of Rent Required: Keep receipts or bank transactions showing 2024 rent payments.
- No Effect on Other Benefits: This relief will not affect other benefits like GST credit or CCB.
- Only One Claim Per Household: Only one person per address may claim the $430 payment.
Disclaimer
This content is provided for general informational purposes only and does not constitute legal, tax, or financial advice. The details of the $430 Canada Rent Relief Program 2025 are based on preliminary governmental discussions and budget allocations as of May 2025. Program design, eligibility, payment dates, and application requirements may be updated by the Government of Canada or the CRA. Always consult the official government website (canada.ca) for the latest and most accurate information.